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$page_title = 'About 98Pay – Official Educational Guide';
$page_desc = 'About 98Pay and 98pay.in.net. Independent educational guide for Indian users covering official links, invite code uBOSb1As and responsible use of the 98Pay app.';
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    <h1>About 98Pay &amp; 98pay.in.net</h1>
    <p>Independent educational resource for the 98Pay platform in India.</p>
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    <h2>Purpose of this site</h2>
    <p>98pay.in.net is an educational and SEO-focused website. It explains how Indian users typically discover 98Pay (also searched as 98Paylogin, 98Payapk, 98payapp, 98paybuysell, 98paysite, 98Paydownload), how to reach the official register/login page with invite code <strong><?php echo INVITE_CODE; ?></strong>, and how to recognise common interface elements such as Bonus Club, Buy USDT, My Team and profile records.</p>
    <p>We are not the operator of the live 98Pay application. Screenshots of balances, team counts or order history are illustrative only. Actual figures depend on each account and can change.</p>

    <h2>What 98Pay shows users</h2>
    <p>From the shared screenshots, the app presents:</p>
    <ul>
      <li><strong>Home:</strong> My balance, Today Earning, Bonus Club (Finish &amp; Claim), quick actions Add UPI / Buy / Sell / Team, Order Paying-today, Balance-Today (Credit / Debit), Buy USDT with Binance Price vs Platform Price.</li>
      <li><strong>Buy:</strong> Filterable INR/USDT orders (e.g. 200 INR Bank), Reward percentage, Receive amount, Buy button.</li>
      <li><strong>My Team:</strong> Total Member, Total Buy INR / USDT, Today Member / Today Buy, list of Lv.1 members with dates and amounts.</li>
      <li><strong>Me:</strong> Profile, Balance, Total Earn, Buy/Sell Amount &amp; Order counts, history links, Bonus Center, Service, Sell Speed up, Notification, Logout.</li>
      <li><strong>Orders:</strong> Success-marked transactions with amount and created time.</li>
    </ul>

    <h2>Relationship to the live application</h2>
    <p>Interface labels and rates can change. When the live official app differs from an older screenshot, the live app takes priority after you open it from the official URL. Unofficial update packages distributed in chats remain unsafe regardless of how similar their icons look.</p>

    <h2>Audience</h2>
    <p>Primary readers are adults in India who encounter 98Pay through search or referrals and need a calm sequential explanation. Secondary readers are team organisers who need a linkable safety standard. Queries such as 98Pay, 98Paylogin, 98Payapk, 98pay, 98payapp and 98Paydownload often mix education-seeking with speed-seeking. Our pages slow the second impulse with checklists because speed without verification causes losses.</p>

    <h2>Independence &amp; accountability</h2>
    <p>Screenshots of balances or commissions are illustrative only. We do not promise your account will match any image. Readers remain responsible for their deposits, tax obligations and compliance with Indian law. This About page does not create a partnership, agency or employment relationship with the application operator. For product support, use in-app channels or the official Telegram group—not random phone numbers from search ads.</p>

    <h2>Official links (always verify)</h2>
    <ul>
      <li>Educational site: <a href="<?php echo SITE_URL; ?>/"><?php echo SITE_URL; ?>/</a></li>
      <li>App register / login / download: <a href="<?php echo APP_LINK; ?>" rel="noopener noreferrer" target="_blank">Official 98Pay land page</a></li>
      <li>Invite code: <strong><?php echo INVITE_CODE; ?></strong></li>
      <li>Telegram: <a href="<?php echo TELEGRAM_LINK; ?>" rel="noopener noreferrer" target="_blank">Join 98Pay Telegram</a></li>
    </ul>

    <p>Thank you for reading About 98Pay on 98pay.in.net. Continue to <a href="index.php">Home</a> for the full guide or <a href="user_safety.php">User Safety</a> before your next deposit.</p>
    <p><em>Last reviewed November 2026.</em></p>
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