<?php
require_once __DIR__ . '/includes/config.php';
$page_title = '98Pay App Download, Login & Register Guide India | Official';
$page_desc = 'Official 98Pay guide for India. Download 98Pay APK, register & login with invite code uBOSb1As. Buy/Sell USDT, Team bonus, safety tips only on 98pay.in.net.';
$canonical_url = canonical('');
require_once __DIR__ . '/includes/header.php';
?>

<section class="hero">
  <div class="container hero-grid">
    <div>
      <h1>Official <span>98Pay</span> App – Download, Login & Register Guide</h1>
      <p class="lead">Complete educational guide for the 98Pay platform in India. Learn how to download the 98Pay APK, register with invite code <strong><?php echo INVITE_CODE; ?></strong>, buy & sell USDT, join the Bonus Club and grow your team safely.</p>
      <div class="hero-cta">
        <a href="<?php echo APP_LINK; ?>" class="btn btn-primary btn-lg" rel="noopener noreferrer" target="_blank">Register / Login / Download</a>
        <a href="<?php echo TELEGRAM_LINK; ?>" class="btn btn-outline btn-lg" rel="noopener noreferrer" target="_blank">Join Telegram</a>
      </div>
      <div class="hero-meta">
        <span><strong>Invite Code:</strong> <?php echo INVITE_CODE; ?></span>
        <span><strong>Domain:</strong> 98pay.in.net</span>
        <span class="badge">SEO Educational Site</span>
      </div>
    </div>
    <div class="phones">
      <img src="images/ss-home.jpg" alt="98Pay Home Screen - Balance & Bonus Club" width="150" height="300" loading="eager">
      <img src="images/ss-buy.jpg" alt="98Pay Buy USDT Screen" width="150" height="300" loading="eager">
    </div>
  </div>
</section>

<section class="section section-alt">
  <div class="container">
    <h2>What is <span>98Pay</span>?</h2>
    <p class="intro">98Pay is a peer-style digital platform popular among Indian users for buying and selling USDT with INR, team commissions, and daily bonus tasks. The app interface shows My Balance, Today Earning, Add UPI, Buy, Sell, Team modules, Order Paying-today, Balance-Today (Credit/Debit), and a Buy USDT section with Binance Price vs Platform Price.</p>
    <div class="card-grid">
      <div class="card">
        <h3>Buy & Sell USDT</h3>
        <p>Place buy orders (e.g. 200 INR) with reward percentage (3% shown), receive USDT, and manage sell orders. Platform price and Binance price are displayed for transparency.</p>
      </div>
      <div class="card">
        <h3>Bonus Club</h3>
        <p>Finish tasks and claim rewards (e.g. Finish & Claim ₹500). Daily earning and balance tracking keep progress visible on the home dashboard.</p>
      </div>
      <div class="card">
        <h3>Team & Commission</h3>
        <p>Invite members with your code. View Total Member, Total Buy INR / USDT, Today Member and Today Buy figures. Level (Lv.1) members appear in My Team list.</p>
      </div>
      <div class="card">
        <h3>Wallet & Records</h3>
        <p>Add UPI, track Buy Record, Sell Record, Balance History and Earn History from the Me / Profile section. Sell Speed up and Notification options are available.</p>
      </div>
    </div>
  </div>
</section>

<section class="section">
  <div class="container">
    <h2>Official Links Checklist</h2>
    <p class="intro">Always verify these before entering mobile number or OTP. Clone sites and fake APKs are common.</p>
    <ul class="feature-list">
      <li>
        <span class="icon">1</span>
        <div>
          <strong>Educational Site</strong><br>
          <a href="<?php echo SITE_URL; ?>/"><?php echo SITE_URL; ?>/</a>
        </div>
      </li>
      <li>
        <span class="icon">2</span>
        <div>
          <strong>App Register / Login / Download</strong><br>
          <a href="<?php echo APP_LINK; ?>" rel="noopener noreferrer" target="_blank"><?php echo APP_LINK; ?></a>
        </div>
      </li>
      <li>
        <span class="icon">3</span>
        <div>
          <strong>Invite Code</strong><br>
          <?php echo INVITE_CODE; ?>
        </div>
      </li>
      <li>
        <span class="icon">4</span>
        <div>
          <strong>Telegram Community</strong><br>
          <a href="<?php echo TELEGRAM_LINK; ?>" rel="noopener noreferrer" target="_blank"><?php echo TELEGRAM_LINK; ?></a>
        </div>
      </li>
    </ul>
    <div class="notice">
      Bookmark these four items. When a stranger sends a shortened link, compare it character by character before you enter any personal or payment data.
    </div>
  </div>
</section>

<section class="section section-alt">
  <div class="container">
    <h2>Step-by-step: Register and Log in to <span>98Pay</span></h2>
    <div class="steps">
      <div class="step">
        <div class="step-num">1</div>
        <div>
          <h3>Open the official link</h3>
          <p>Use only the Register / Login / Download URL above or the button on this page. Avoid search ads and random Telegram forwards that claim to be “98Pay APK”.</p>
        </div>
      </div>
      <div class="step">
        <div class="step-num">2</div>
        <div>
          <h3>Enter invite code</h3>
          <p>When prompted, enter invite code <strong><?php echo INVITE_CODE; ?></strong>. This links your account to the correct team structure.</p>
        </div>
      </div>
      <div class="step">
        <div class="step-num">3</div>
        <div>
          <h3>Complete registration</h3>
          <p>Provide mobile number, set a password, and verify OTP from the official SMS sender only. Do not share OTP with anyone claiming to be support.</p>
        </div>
      </div>
      <div class="step">
        <div class="step-num">4</div>
        <div>
          <h3>Add UPI & explore</h3>
          <p>From Home, use Add UPI, then explore Buy, Sell, Team and Bonus Club. Check Order Paying-today and Balance-Today sections regularly.</p>
        </div>
      </div>
    </div>
    <div class="cta-banner">
      <h2>Ready to join 98Pay?</h2>
      <p>Use the official register link and invite code <?php echo INVITE_CODE; ?> only.</p>
      <a href="<?php echo APP_LINK; ?>" class="btn btn-lg" rel="noopener noreferrer" target="_blank">Open 98Pay Register / Login</a>
    </div>
  </div>
</section>

<section class="section">
  <div class="container">
    <h2>App Screenshots – Real Interface Overview</h2>
    <p class="intro">Illustrative screens from the 98Pay app: Home (balance & Bonus Club), Buy USDT orders, My Team, Profile / Me, and Order history. Actual balances and figures vary by account.</p>
    <div class="ss-row">
      <img src="images/ss-home.jpg" alt="98Pay Home - My balance, Today Earning, Bonus Club" width="180" height="360" loading="lazy">
      <img src="images/ss-buy.jpg" alt="98Pay Buy USDT - 200 INR orders with reward" width="180" height="360" loading="lazy">
      <img src="images/ss-team.jpg" alt="98Pay My Team - Total Member and Buy stats" width="180" height="360" loading="lazy">
      <img src="images/ss-mine.jpg" alt="98Pay Profile - Balance, Total Earn, Records" width="180" height="360" loading="lazy">
      <img src="images/ss-orders.jpg" alt="98Pay Order History - Success transactions" width="180" height="360" loading="lazy">
    </div>
  </div>
</section>

<section class="section section-alt">
  <div class="container">
    <h2>Key Features Visible in 98Pay</h2>
    <div class="table-wrap">
      <table>
        <thead>
          <tr>
            <th>Module</th>
            <th>What you see</th>
            <th>Notes</th>
          </tr>
        </thead>
        <tbody>
          <tr>
            <td>Home</td>
            <td>My balance, Today Earning, Bonus Club (Finish & Claim), Add UPI / Buy / Sell / Team</td>
            <td>Order Paying-today & Balance-Today (Credit/Debit)</td>
          </tr>
          <tr>
            <td>Buy USDT</td>
            <td>Binance Price vs Platform Price, order amounts (200 INR+), Reward % (e.g. 3%), Receive amount</td>
            <td>Bank / UPI payment style orders</td>
          </tr>
          <tr>
            <td>My Team</td>
            <td>Total Member, Total Buy INR / USDT, Today Member, Today Buy, Lv.1 member list</td>
            <td>Invite-driven structure</td>
          </tr>
          <tr>
            <td>Me / Profile</td>
            <td>Balance, Total Earn, Buy/Sell Amount & Order count, Buy/Sell/Balance/Earn History, Bonus Center, Service, Notification</td>
            <td>Logout and Sell Speed up options</td>
          </tr>
        </tbody>
      </table>
    </div>
  </div>
</section>

<section class="section">
  <div class="container">
    <h2>Why users search for 98Pay, 98Paylogin, 98Payapk</h2>
    <p>Search interest around <strong>98Pay</strong>, <strong>98Paylogin</strong>, <strong>98Payapk</strong>, <strong>98payapp</strong>, <strong>98paybuysell</strong>, <strong>98paysite</strong>, <strong>98Paydownload</strong> and related terms grows when teams expand by word-of-mouth. That same growth attracts clone operators who copy screenshots of the blue balance card or team panel and paste them onto look-alike domains.</p>
    <p>A professional response is not to ignore the product, but to fix the entry point: one educational domain (<strong>98pay.in.net</strong>), one app URL, one invite code (<strong><?php echo INVITE_CODE; ?></strong>), and repeated safety rules. This site exists only as an SEO and educational guide so that genuine searchers can find verified links.</p>
    <p>Always cross-check the domain and invite code before depositing. Interface labels can change; the live official app takes priority after you open it from the official URL.</p>
  </div>
</section>

<section class="section section-alt">
  <div class="container">
    <h2>Safety First – Before You Deposit</h2>
    <ul>
      <li>Never install APKs from unknown Telegram or WhatsApp files.</li>
      <li>Never share OTP, password, or UPI PIN with anyone claiming to be “98Pay support”.</li>
      <li>Compare the register link character-by-character with the official link on this page.</li>
      <li>Start with small amounts until you understand Buy, Sell and Team rules.</li>
      <li>Read the full <a href="user_safety.php">User Safety</a> page before larger activity.</li>
    </ul>
    <p style="margin-top:20px;">Continue to <a href="about_us.php">About 98Pay</a> or <a href="blog.php">Blog guides</a> for more detail.</p>
  </div>
</section>

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