<?php
require_once __DIR__ . '/includes/config.php';
$page_title = 'Privacy Policy – 98Pay Educational Site';
$page_desc = 'Privacy Policy for 98pay.in.net educational website. How we handle information related to the 98Pay guide pages.';
$canonical_url = canonical('privacy_policy.php');
require_once __DIR__ . '/includes/header.php';
?>

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    <h1>Privacy Policy</h1>
    <p>98pay.in.net – educational guide only.</p>
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    <p><em>Last updated: November 2026</em></p>

    <h2>1. Scope</h2>
    <p>This Privacy Policy applies to the educational website 98pay.in.net (including its PHP pages, sitemap and related static assets). It does not apply to the live 98Pay application or third-party services such as the land page or Telegram.</p>

    <h2>2. Information we collect</h2>
    <p>This site is primarily static/informational. Server logs (IP address, user agent, requested URL, timestamp) may be collected by the hosting environment for security and performance. We do not require account registration on 98pay.in.net itself.</p>

    <h2>3. Cookies &amp; similar tech</h2>
    <p>Essential cookies or local storage may be used for basic site function (e.g. mobile menu state). We do not run advertising trackers on this educational domain by default. Third-party embeds (if any) follow their own policies.</p>

    <h2>4. How we use information</h2>
    <ul>
      <li>Operate and secure the website</li>
      <li>Understand aggregate traffic to improve SEO content</li>
      <li>Respond to legitimate contact about editorial content</li>
    </ul>

    <h2>5. Sharing</h2>
    <p>We do not sell personal data. Hosting and security providers may process technical logs under their agreements. Legal requests will be assessed according to applicable law.</p>

    <h2>6. External links</h2>
    <p>Links to the 98Pay land page, Telegram and other external resources are provided for convenience. Their privacy practices are independent of 98pay.in.net.</p>

    <h2>7. Your choices</h2>
    <p>You can clear cookies/local storage in your browser. For questions about this policy, use the channels described on the <a href="contact_us.php">Contact</a> page.</p>

    <h2>8. Changes</h2>
    <p>We may update this policy; the “Last updated” date will change. Continued use of the site after updates constitutes acceptance of the revised policy.</p>
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