98Pay User Safety Guide

1. Only use the official entry points

• Educational domain: 98pay.in.net (this site)
• Register / Login / Download: Official land page with invite
• Invite code:
• Telegram: Official group invite

Any other domain, shortened link or “updated APK” file shared in chat is high risk until you verify it yourself against the list above.

2. Never install random APK files

Search terms like 98Payapk, 98Paydownload, 98pay app attract malware and phishing packages. Prefer the official land page. If an APK is required by the platform, obtain it only through the verified register flow, not from Telegram or WhatsApp attachments.

3. OTP, password and UPI PIN stay private

• 98Pay (or any genuine service) will never ask you to forward an OTP in chat.
• Do not share your login password or UPI PIN with “support agents” who message you first.
• If someone claims your account will be blocked unless you pay a fee outside the app, stop and verify on the official channel.

4. Clone sites and look-alike dashboards

Scammers copy screenshots of the blue 98Pay logo, balance card (My balance / Today Earning), Bonus Club, Buy USDT price panel and My Team list. They paste those images onto domains that look similar to 98pay. Always check the address bar and compare the full register URL character by character.

5. Start small and understand the flow

Before larger deposits:

• Complete registration with invite code .
• Add UPI only after you confirm you are inside the correct app.
• Place a small Buy order and observe Credit / Debit and Order history.
• Read Bonus Club and Team rules inside the live app—they can change.

6. Team and commission caution

My Team shows Total Member, Total Buy INR / USDT and daily figures. Commissions and rewards are platform rules, not guarantees from this educational site. Do not recruit others with promises you cannot control.

7. Reporting and support

For product issues use in-app Service / Bonus Center or the official Telegram group. Do not trust phone numbers or WhatsApp IDs that appear only in search ads or random forwards. You can also use the Contact page on this site for editorial questions about 98pay.in.net (not for account recovery).